Bizfundingfinder provides access to a network of over 200 lenders used by Integrity Small Business Loan to provide funding.

A Merchant Cash Advance is an alternative type of small business financing that advances a lump-sum payment based on future revenue. You are essentially guaranteeing the advance with your future revenue. These loans are short term, between 3 months and a year. The Merchant Cash Advance is largest segment of the Small Business Loan market.

No. These revenue based loans are designed specifically to allow small business owners the ability to obtain much needed funding even with fair or bad credit. Your revenue is the driving factor for these loans.

These loans can come with 2 different payment schedules determined by the lender. Payments can be
daily or weekly ACH’s. Additionally, if your business accepts credit cards you may be eligible for a credit card split. Rather than having an ACH payment. The lender takes a percentage of your credit card batches.

You will need:
– Signed application
– 4 months of bank statements. For application received after the 10th of the month we will also need a month to date statement.
– Copy of your driver’s license
– Voided check from your business checking account

***Some additional documents may be requested such as pay-off letters or balances for existing loans, credit card processing statements***

Once we have your signed application and the above documents. We can have an offer in few hours.
Once we have and offer from a lender, we will review the offer with you and if in agreement, we would send a contract and the Merchant Service Agreement. Once signed the lender will complete their final underwrite. Once the final approval from underwriting is received the funds would be released. The entire process can take anywhere from a day to 5 business days depending on any additional item underwriting may be requesting.